Fraud Copilot
Real-time transaction fraud scoring, syndicate ring detection, and instant downloadable SAR PDF.
Fraud Copilot
Sub-second fraud defense engine with automated syndicate tracing and regulatory export.
How It Operates
Fraud Copilot operates at the payment authorization gateway. For every active transaction, it assesses channel parameters, geolocation velocity, device fingerprint hashes, and account behavior. It instantly assigns a fraud probability score, flags syndicate rings sharing hardware or cards, and generates an official downloadable SAR PDF ready for financial authorities.
Operating Workflow Steps
Real-Time Transaction Ingestion
Takes transaction amount, merchant category, device fingerprint hash, IP geolocation, and card token at time of purchase.
Probability Scoring & Classification
Calculates an instant fraud probability score (0-100%) and classifies the transaction as likely legitimate or fraudulent.
Card, Device & Account Ring Check
Cross-checks whether the card, device ID, or user account is associated with known fraud rings or coordinated bot attacks.
Instant SAR Narrative & PDF Export
Where fraud rings are discovered, the copilot immediately produces a completed Suspicious Activity Report available as a downloadable PDF.
How Staff Use It Today & Where It’s Headed
How Staff Use It Today
Transactions are screened one at a time, with fraud scores and ring checks returned immediately; suspicious activity reports can be generated and downloaded as needed.
Where It’s Headed Next
Planned capabilities in delivery for this product solution:
- • Bulk upload: letting fraud teams upload spreadsheets of historical or batch-settled transactions for offline forensic sweeps.
- • Email to reviewing fraud agents: automatically dispatching critical alerts to on-duty fraud managers for immediate card blocks.
Why It’s Built This Way
Engineered for regulatory compliance, transparency, and operational trust.
The AI narrates and classifies — it does not make the final call
Every process keeps a human decision-maker firmly in the loop. The software surfaces organized summaries and calculation transparency, while human officers make every final decision.
Nothing is silently dropped or hidden
If a record cannot be processed, an upload row is incomplete, or a document cannot be verified, it is flagged clearly and prominently rather than silently skipped.
Multi-market from the start
The platform does not assume any single country's rules, document standards, or currency — engineered from the outset to work across diverse markets without rebuilding.
Connect Database or Ingest Datasets For Fraud Copilot
Open the dedicated workspace console to link your PostgreSQL, Oracle, or Snowflake datastore, test bulk spreadsheet uploads with instant preview, run single-record live inferences, or stream through REST webhooks.
Connect Database & Test Live